Work Injury Benefits Act

Work Injury Benefits Act (WIBA) is an insurance cover that protects employers, should their employees incur injuries, get sick, become permanently disabled or die in the course of their work. It steps in to lift the employers’ financial obligation under work injury benefits act to compensate workers injured out of and in the course of employment. All employers, whether employees are permanent or temporary, must be covered by an insurer approved by the Minister in respect of any liability that the employer may incur under this Act to any of its employees.

Compensates employees in case of death, injury and disease contacted in the cause of employment and for connected purposes –death or permanent disability, the compensation is for 96 months (about 8 years) earnings
Weekly earnings following an accident (Actual earnings up to 52 weeks)
The employee is compensated for any expenses reasonably incurred in an accident and covers dental, hospital treatment, surgical dressings, drugs, skilled nursing services, travelling and subsistence as well as supply, maintenance and replacement of artificial limbs, clutches and others.
Death Benefit: Payable to beneficiaries in the event the insured dies due to the injury.
Funeral Expenses Benefit: The employer is liable to pay reasonable expenses to cover funeral expenses.
Temporary Total/Partial Disablement Benefit: This is given to employees who suffer temporary or total disablement that incapacitates him/her for three or more days.

Work Injury Benefits Act