All risks insurance is a policy that covers everything (any peril), expect the perils which are clearly listed under the exclusion head.
Burglary, fire, machinery breakdown, explosion, business interruption due to loss of fire, business interruption due to the breakdown of machinery etc.
Fixed office items and other equipment
Portable equipment (these include Laptops, Video Cameras, Projectors, photographic equipment, electronic equipment and any other items which are used outside the premises)
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